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How to Finance Your Car in Mitchell, Ontario

Finance your car at Perth County Chrysler

Auto financing is certainly not something that started with our dealership. There are many places you can go to to get the assistance you need. So, why should you come to us instead? It's because our dealership can offer you excellent financing options that are hard to find anywhere else. We proudly do this for the residents of Mitchell, Goderich, Exeter, Listowel, New Hamburg, and surrounding areas of Ontario.

In most cases, financing seems like an overwhelming concept. This is especially true if you're wondering how to finance your first car. Buying a vehicle is one of the largest purchases you will make besides purchasing a house. But, just by understanding the essentials, you will emerge in a better place to pick the right option for yourself.

Finance Application

Finance With a Loan

If you don't have the money you need to pay cash for a car, you will need a loan to acquire it. You can get this done by completing our secure online credit application or by stopping by our dealership. There are three factors that you will need to consider when getting a loan. The first consideration will be the total amount that you will need to borrow. Next, you will have to consider the annual percentage rate (APR), which is the interest rate that will be charged with the loan. Lastly, the amount of time you have to repay the loan, which is called the loan term. We have loans for personal use or speak with us about financing a car through your business.

While you consider your finance options and budget, you may also want to consider trading in your current vehicle to apply the value as part of the downpayment on your next purchase. You can get a no-obligation, cost-free valuation of your vehicle's current market value by using our trade-in tool online today.

Finance With a Lease

When you think of financing, you may automatically assume that it involves getting a loan. But, leasing is also a terrific way to enjoy the vehicle you want but at a lower cost. That is because leasing only requires you to pay for the car for a predetermined amount of time. Fortunately, you can learn this and more when you allow us to further discuss how to finance your car in Mitchell, Ontario. Just complete our online application and get pre-qualified today.

We work with several lenders and also have a top-notch finance team equipped to help you. Financing your car through a bank can be a lot of hassle as you drive back and forth, trying to get approved for a suitable rate. Our finance centre can get multiple competitive offers in one sitting. These don't just come from local banks; we have connections with a nationwide network of financial institutions. Visit our website to browse the latest inventory from Chrysler, Dodge, Jeep, and Ram vehicles or stop by our location in Mitchell, Ontario. If you have any questions or require assistance, feel free to contact us.